Terms & Conditions
This website (this "Site") is provided to you ("you" or "your") by Primerica, Inc. and its affiliates (collectively, "Primerica" or "us" or "we"). By accessing this Site and its various pages, you agree to be bound by these Terms and Conditions (these "Terms"). If you do not agree to these Terms, do not access this Site or any of its pages. Your use of this Site will be deemed to mean that you accept these Terms.
This Site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any product or services that may be mentioned on this Site. If you wish to learn more about information contained on this Site, please contact a Primerica independent sales representative (a "Representative").
Copyright and Trademark Rights
This Site, including, but not limited to, the source and object codes, logic, all graphical and navigational elements, the compilation, arrangement, structure, and sequence of all components, all content and applications, and the information on this Site, including, but not limited to, text, data, and "look and feel," audio elements, videos, images, and pictures, regardless of the form or media in which the original or copies may exist, is the sole and exclusive property of Primerica and its licensors. You may not reproduce, copy, transmit, sell, sublicense, display, distribute, publish, broadcast, circulate, modify, create derivative works of, disseminate, or commercially exploit any portion of this Site or any information provided on this Site in any manner (including in electronic, print or other media, whether now known or hereafter developed) without the express written consent of Primerica. Primerica may enforce its intellectual property and proprietary rights to the fullest extent of the law, including seeking civil remedies and criminal prosecution.
Copyright
© Primerica. Copyright in all content on this Site is owned exclusively by Primerica and its licensors, unless otherwise indicated. All Rights Reserved.
Trademarks
The trademarks, service marks, logos, trade names, trade dress, URLs and domain names("Marks") appearing on this Site are the exclusive property of Primerica or its licensors and are protected by U.S., Canadian and international laws and treaties. You may not use, copy, reproduce, download, modify, publish or display any of the Marks. Any use of any Mark withoutPrimerica's express written consent is strictly prohibited. All rights in the Marks are reserved byPrimerica and its licensors. Other product and company names mentioned on this Site may bethe trademarks of their respective owners.
PRIMERICA®, PRIMERICA with three intertwined rings, and the three-intertwined-rings logo areregistered trademarks of Primerica and are used in the United States and Canada. Primericaalso has proprietary rights in certain other trademarks and service marks contained on thisSite.
Notice and Procedure for Making Claims of Copyright Infringement Relating to the Activities of Service Providers
Designated Agent
Pursuant to Section 512(c)(2) of the Copyright Revision Act, as amended by the DigitalMillennium Copyright Act (the "Act"), written notice of any claimed copyright infringementrelating to the activities of Service Providers (as defined in the Act) under Section 512 of the Actmust be submitted to the Designated Agent at the email address below. Any notice sent to theDesignated Agent must meet the requirements of Section 512(c)(3) of the Act.
Service Provider(s): Primerica.
Designated to Receive Notification of Claimed Infringement:
Address:
DMCA Designated Agent
c/o Office of the General Counsel, Technology Counsel
1 Primerica Parkway
Duluth, GA 30099-0001
Email: DMCA_Agent@primerica.com
This contact information is provided only for making a claim of copyright infringement. For other purposes, see Contact Us 
.
Submissions
Any idea, feedback, suggestion, concept, know-how or technique, pictures, videos, audiomaterial, graphics, maps, text or information submitted to Primerica (via this Site, by email orotherwise) (collectively, "Submissions") shall be deemed and remain the property of Primerica,and Primerica shall be free to use such Submissions in any way, at any time and for anypurpose, without any obligation to you or restriction of any kind, including, but not limited to, any confidentiality, payment, attribution or similar obligations, except as expressly agreed to inwriting by the Primerica entity having the direct customer, contractor or other relationship withyou or as otherwise required by law.
Links to This Site
You are granted a limited, revocable, non-exclusive right to create a hypertext link to this Site,provided the link does not portray Primerica or any of its products and services in a false,misleading, derogatory or otherwise defamatory manner. This limited right may beimmediately revoked at any time. Without Primerica's express written consent, you may notuse, frame or utilize framing techniques to enclose any Primerica trademark, service mark, logoor other proprietary information, including, but not limited to, the images found at this Site orthe content of any text or the layout/design of any page or form contained on a page. Except asexpressly stated above, you are not conveyed any right or license by implication, estoppel, orotherwise in or under any patent, trademark, copyright, trade secret or other intellectualproperty or proprietary right of Primerica or any third party.
Use of Third-Party Links
This Site may contain links to websites or applications owned, controlled or offered by thirdparties who are non-affiliates of Primerica (collectively, "Third-Party Websites"). Such Third-Party Websites may have different terms and conditions governing access and use of thosewebsites, and you should review any such terms and conditions to understand the rights andobligations as between you and the relevant third party.
Primerica hereby disclaims any and all liability for any information, content, materials, productsor services posted on or offered by any Third-Party Websites. By providing a link to a Third-Party Website, Primerica does not endorse, recommend or make any representation orwarranty with respect to any products, services, information, content or materials contained onsuch website or offered by such third party. Further, Primerica is not, and shall not be, liable for(i) any failure of any such product or service, (ii) any such information, content or materials, or(iii) the adequacy, accuracy or legality, or any other aspect, of the Third-Party Website, even ifsuch Third-Party Website, information, content, materials, products, or services can beaccessed through a link from this Site. Primerica does not vouch for, or make anyrepresentations or warranties with respect to, the security of any Third-Party Website orguarantee that such Third-Party Website is free from malware of any nature. You alone willbear the sole responsibility of evaluating the merits and risks associated with accessing orusing Third-Party Websites and the access or use of any information, content, materials, products or services provided by such third parties. All concerns, issues or questions regardingthe usability or functionality of any Third-Party Website should be directed directly to the Third-Party Website's operators.
When you access or use any Third-Party Website, information about you may be collected andused by the relevant third party, which may have different privacy and security practices fromthose of Primerica. You should read such third party's privacy and security notices tounderstand how it will use and protect your information, including, but not limited to, personalinformation and any other information you may include in a product application that yousubmit. Additionally, electronic transmissions to and from this Site may not be confidential andmay be read or intercepted by others. You acknowledge that any such transmissions are madeat your own risk.
Social Media
Additional Terms/Terms for Other Sites/Governing Provisions
All matters arising in connection with or relating to these Terms and/or this Site, or theenforcement or construction of these Terms, shall be governed by and resolved in accordancewith the laws of the State of Georgia, U.S.A., without regard to any conflict of law principles thatwould result in the application of the laws of a different jurisdiction. Any suit, action or otherlegal proceeding arising out of or relating to these Terms and/or this Site shall be brought andadjudicated only in a court of competent jurisdiction located in Gwinnett County, Georgia, andyou hereby consent to and waive any objection to the personal jurisdiction and venue of suchcourt in any such suit, action or other legal proceeding.
This Site is offered at the sole and absolute discretion of Primerica, which reserves the right tochange or terminate this Site or any portion thereof at any time.
Certain sections or pages on this Site, and other Primerica websites and applications linked toby this Site, may contain separate terms and conditions that are in addition to these Terms. Inthe event of a conflict between these Terms and such additional terms and conditions, theadditional terms and conditions will govern for the relevant sections, pages, websites orapplications.
DISCLAIMER OF WARRANTIES
THIS SITE AND ALL PORTIONS THEREOF (INCLUDING, BUT NOT LIMITED TO, ITS CONTENT) AREPROVIDED "AS IS" AND "AS AVAILABLE". PRIMERICA DOES NOT GUARANTEE OR MAKE ANYREPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE ACCURACY, ADEQUACY,COMPLETENESS, SEQUENCE OR TIMELINESS OF THIS SITE OR ITS CONTENT AND EXPRESSLYDISCLAIMS ALL LIABILITY FOR ANY ERRORS OR OMISSIONS. PRIMERICA FURTHER MAKES NOREPRESENTATIONS OR WARRANTIES AS TO COMMUNICATION RELIABILITY, INTERRUPTIONS,INTERCEPTIONS, OR LOSS OF DATA OR THAT THIS SITE IS FREE FROM VIRUSES OR OTHERHARMFUL COMPONENTS.
NO WARRANTY OF ANY KIND, WHETHER IMPLIED, EXPRESS OR STATUTORY, INCLUDING, BUTNOT LIMITED TO, THE WARRANTIES OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, TITLE,MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR FREEDOM FROM COMPUTERVIRUSES, IS GIVEN IN CONJUNCTION WITH THIS SITE. THERE ARE INHERENT RISKS IN THE USEOF ANY SOFTWARE OR INFORMATION FOUND ON THE INTERNET, AND YOU ACKNOWLEDGETHAT YOU ACCEPT THESE RISKS BEFORE MAKING USE OF THIS SITE. IN THE EVENT OF ANYPROBLEM WITH THIS SITE, YOU AGREE THAT YOUR SOLE REMEDY IS TO CEASE USE OF THIS SITE.
PORTIONS OF THIS SITE ARE PROVIDED BY THIRD PARTIES AND, THEREFORE, PRIMERICACANNOT CONTROL THE ACCURACY OR COMPLETENESS OF THIS SITE. IF AND WHENPRIMERICA, THROUGH THIS SITE, MAKES AVAILABLE TO YOU INFORMATION, CONTENT ANDOTHER MATERIALS, INCLUDING, BUT NOT LIMITED TO, TEXT, GRAPHICS, LINKS OR OTHERCONTENT, PROVIDED BY A THIRD PARTY (COLLECTIVELY, "THIRD-PARTY CONTENT"), THATTHIRD PARTY IS SOLELY RESPONSIBLE FOR THE ACCURACY AND COMPLETENESS OF SUCHTHIRD-PARTY CONTENT AND FOR PROVIDING A PROPER LINK TO ITS WEBSITE ORAPPLICATION.
LIMITATION OF LIABILITY
IN NO EVENT WILL PRIMERICA BE LIABLE FOR ANY DAMAGES (AS DEFINED BELOW) ARISING INCONNECTION WITH THE USE OF THIS SITE OR ANY THIRD-PARTY WEBSITE, ANY INABILITY TOUSE THIS SITE BY ANY PARTY, ANY FAILURE OF PERFORMANCE, ERROR OR OMISSION, ANY LOSTDATA OR BUSINESS INTERRUPTION, ANY INTERRUPTION, DEFECT, DOWNTIME OR DELAY INOPERATION, ANY TRANSMISSION THROUGH THIS SITE OF A COMPUTER VIRUS (OR OTHERCOMPUTER CODE OR PROGRAMMING DEVICE THAT MIGHT BE USED TO ACCESS, MODIFY,DELETE, DAMAGE, CORRUPT, DEACTIVATE, DISABLE, DISRUPT, SLOW OR OTHERWISE IMPEDE INANY MANNER THE OPERATION OF THIS SITE OR ANY OF YOUR SOFTWARE, HARDWARE, DATAOR PROPERTY), ANY LINE, TRANSMISSION, RECEPTION OR SYSTEM FAILURE, ANY ACT OF GOD, WAR OR TERRORISM, OR PRIMERICA'S POSTING OF PICTURES, VIDEOS, TESTIMONIALS, ETC.,EVEN IF PRIMERICA OR ANY REPRESENTATIVES ARE ADVISED OF THE POSSIBILITY OF SUCHDAMAGES. AS USED IN THIS SECTION, DAMAGES MEANS ANY AND ALL LOSSES, LOST PROFITS,EXPENSES OR LIABILITIES OF ANY NATURE, INCLUDING, BUT NOT LIMITED TO, DIRECT,INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE, EXEMPLARY OR EMOTIONALDISTRESS DAMAGES ARISING IN CONTRACT, BREACH OF WARRANTY, TORT, STRICT LIABILITYOR ANY OTHER LEGAL THEORY.
WITHOUT LIMITING THE DISCLAIMERS AND LIMITATIONS OF LIABILITY SET FORTH ABOVE, INNO EVENT SHALL PRIMERICA'S AGGREGATE LIABILITY TO YOU FOR ANY DAMAGES ARISING OUTOF, OR RELATED TO, THESE TERMS OR THIS SITE EXCEED $10, IRRESPECTIVE OF WHETHER ORNOT PRIMERICA OR ANY REPRESENTATIVES HAVE BEEN ADVISED OR ANTICIPATED THEPOSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION SHALL APPLY WHETHER THEDAMAGES ARE DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE,EXEMPLARY, EMOTIONAL DISTRESS OR OTHER DAMAGES, AND REGARDLESS OF WHETHER FORBREACH OF CONTRACT, BREACH OF WARRANTY, TORT, STRICT LIABILITY OR ANY OTHER LEGALTHEORY. SOME OR ALL OF THE DISCLAIMERS AND LIMITATIONS IN THIS SECTION MAY NOTAPPLY TO YOU, BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW DISCLAIMERS ORLIMITATIONS OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES.
Changes to these Terms
These Terms may be revised by Primerica from time to time by posting an updated version tothis page. All new versions of these Terms automatically take effect when they are posted onthis page, and your continued use of this Site after a new version is posted is deemedacceptance of those changes. You are responsible for periodically visiting this page to check forany changes and review the then-current Terms. Checking the "Last Updated" date at thebottom of these Terms allows you to determine if these Terms have been revised since the lasttime you reviewed them.
Last Updated January 2026