We help main street families invest for the future.
Primerica has been helping Main Street families invest for the future since 1977. While many financial professional aren't interested in working with the middle class, Primerica, through its affiliated broker-dealer (PFS Investments Inc.), is committed to helping Main Street families save and invest for their short-term and long-term goals.
Mutual funds are an effective long-term savings vehicle. Mutual funds are a great way to "become an owner, not a loaner." They give average families access to an investment vehicle with access to professional asset management*.
All investments involve risk, but your PFS Investments Representative can help you understand those risks and guide you to select mutual funds that match your investments goals and risk tolerance.
PFS Investments' Mutual Fund Providers:
- American Century Investments
- American Funds
- Invesco
- Fidelity Advisor Funds
- Franklin Templeton Investments
- Nuveen Funds
- Putnam Investments
In the U.S., securities offered by PFS Investments Inc. (PFSI), 1 Primerica Parkway, Duluth, GA 30099. PFSI is a registered broker-dealer and investment adviser with the SEC and is a member of FINRA. Primerica Inc. and PFSI are affiliated. The product providers referenced here offer products by contractual relationship with PFS Investments Inc, a subsidiary of Primerica Inc. They are not affiliated with Primerica Inc. or PFS Investments, Inc.
Investors should carefully consider the investment objectives, risks, charges, fees, and expenses of any mutual fund before investing. This and other important information can be found in the fund prospectus and or summary prospectus, which may be obtained from PFS Investments, or by calling the fund or by visiting the fund's website. Please read each fund's prospectus carefully before investing. Investing entails risk, including loss of principal. Mutual fund shares, when redeemed, may be worth more or less than their original value.
*Diversification does not guarantee a profit or protect against loss.
Primerica Advisors offers managed accounts through the Lifetime Investment Program™. Clients investing through the Lifetime Investment Program work with a financial advisor to access a wide range of professionally managed portfolios. Your financial advisor will work with you to understand and develop your personal goals, time horizon, risk tolerance, and investing preferences. Using portfolios composed of stocks, bonds, mutual funds and/or exchange traded funds (ETFs), your advisor will then assist you in selecting professional asset manager(s) and portfolios(s) to help meet your investing needs. In a managed account, you can invest with confidence knowing that your financial advisor will be there to adjust your strategy as your needs change with time.
Primerica Advisors' Asset Management Providers:
- AGF Investments
- BNY
- Dana Investment Advisors
- Fidelity Investments
- Franklin Templeton
- Genter Capital Management
- Horizon Investments
- Invesco
- Meeder
- Morningstar
- Sage
PFS Investments Inc. (PFSI), 1 Primerica Parkway, Duluth, Georgia 30099-0001, registered broker-dealer and investment adviser, member of FINRA/SIPC. PFSI offers advisory services through and is the sponsor of the Primerica Advisors Lifetime Investment Program. Primerica Brokerage Services, Inc. (PBSI), member of FINRA/SIPC, is the provider of brokerage services for the Primerica Advisors Lifetime Investment Program. Representatives who offer advisory services are supervised persons of PFSI, and are not associated persons of PBSI. Primerica, Inc., PFSI and PBSI are affiliated companies.
PFS Investments offers four kinds of annuities products: variable annuities, index-linked variable annuities, fixed annuities, and fixed indexed annunities:
- Variable annuities are long-term contracts between an individual and an insurance company. Variable annuities contain both investment and insurance features and are designed specifically for retirement.
- Index-linked variable annuities track the rise and fall of the share prices of stocks included in an index, such as the S&P 500, but do not include dividends paid by those stocks.
- Fixed annuities are long-term contracts between an individual and an insurance company. Fixed annuities provide a fixed rate of return that is guaranteed by the issuing company.
- A fixed indexed annuity is a long-term contract between an individual and an insurance company. Fixed index annuities provide a higher rate of return than a fixed annuity, but the return is not guaranteed.
PFS Investments' Annuity Providers:
- Brighthouse Financial Corebridge Financial
- Equitable
- Lincoln Financial
In the U.S., securities offered by PFS Investments Inc. (PFSI), 1 Primerica Parkway, Duluth, GA 30099. PFSI is a registered broker-dealer and investment adviser with the SEC and is a member of FINRA. Primerica Inc. and PFSI are affiliated. The product providers referenced here offer products by contractual relationship with PFS Investments Inc, a subsidiary of Primerica Inc. They are not affiliated with Primerica Inc. or PFS Investments, Inc.
PFS Investments offers 529 Plans for tax-advantaged investment accounts designed for education savings. 529 Plan accounts offer tax-free withdrawals and other benefits when used to pay for qualified education expenses. You can use a 529 Plan to pay for college, K-12 tuition, apprenticeship programs, and even student loan repayments. Any leftover funds can be used in different ways, including funding a Roth IRA.
PFS Investments 529 Plan Providers:
- American Funds – College America 529 Savings Plan – Virginia
- Fidelity Advisors – Fidelity Advisor 529 Plan – New Hampshire
- Franklin Templeton – 529 College Savings Plan – New Jersey
- Invesco–CollegeBound 529 – Rhode Island
- J.P. Morgan Asset Management – New York's 529 Advisor Guided College Savings Program – New York
- Nuveen – Scholars Choice College Savings Program – Colorado
PFS Investments' 401(k), 403(b) and 457(b) plan offerings are individual and employer-sponsored retirement plans that grant employees the opportunity to contribute a portion of their salary on a tax-deferred basis into investment vehicles, such as mutual funds and annuities.
PFS Investments' 401(k) Providers:
Preferred plan providers:
- ADP
- American Funds
- TruStage
- Empower
- Equitable
- Fidelity Advisors
- Paychex
- PCS Retirement
- July Services
- Voya
PFS Investments' 403(b) Providers (K-12 schools, colleges, churches, hospitals, etc.):
- Aspire
- Equitable
- Any of our approved mutual fund partners that have been approved as an investment option in a non-ERISA 403(b)7 plan
PFS Investments' 457(b) Providers:
- Aspire
- Equitable
- PCS Retirement
PFS Investments Inc. (PFSI), 1 Primerica Parkway, Duluth, Georgia 30099-0001, registered broker-dealer and investment adviser, member of FINRA/SIPC. PFSI offers advisory services through and is the sponsor of the Primerica Advisors Lifetime Investment Program. Primerica Brokerage Services, Inc. (PBSI), member of FINRA/SIPC, is the provider of brokerage services for the Primerica Advisors Lifetime Investment Program. Representatives who offer advisory services are supervised persons of PFSI, and are not associated persons of PBSI. Primerica, Inc., PFSI and PBSI are affiliated companies.
Investments in annuities are not FDIC insured or bank-guaranteed and may lose value. Guarantees offered in fixed annuities are subject to the claims paying ability of the issuing insurance company. Variable annuities are sold through PFS Investments Inc. and are subject to market risk, including the possible loss of principal.
Variable annuities are sold by prospectus only.
All investments are subject to risk, including the loss of principal. It is important to remember that there are risks inherent in any investment and that there is no assurance that any money manager, mutual fund, asset class, style, or index will provide positive performance over time.
Investors should carefully consider the investment objectives, risks, charges, fees, and expenses before investing. This and other important information can be found in the product prospectus and/or summary prospectus, which may be obtained by calling the product provider or visiting the product provider's website.